AFRMAffirm HoldingsInformation Technology
$77.76EarningsNov 5, 2026
1D1W1M3M1Y
Market cap$27.2BCompany infoRevenue$4.2B52-wk range$43 – $92IndustrySoftware - InfrastructureWebsiteaffirm.comRelated
Market Beat
Perform
n/a
1 Year
n/a1 Month
n/a1 Week
n/a1 Day
Rank Durability
Persist
n/a
1 Year
n/a6 Month
n/a3 Month
n/aTrend Hold
Business Beat
Profit
n/a
Composite
n/aRevenue
n/aMargin
n/aCash Flow
Money Flow
Pressure
n/a
60 Day
n/a30 Day
n/a5 Day
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−0.6% · 1YSPY
Weekly rank vs S&P 500 · 52wk
Not enough history to plot
ValuationHow the price is priced — vs cohort and vs its own past
MetricValueUnivSect5-yr range
P / E14.1×8188
15
540
P / S6.5×2046
2
34
P / FCF27.4×3349
20
461
EV / EBITDA27.8×1542
20
168
P / E (fwd)
ProfitabilityMargins and returns on capital
MetricValueUnivSect5-yr range
Gross margin68.2%8066
45%
68%
Operating margin15.5%4954
-82%
16%
Net margin46.1%9796
-81%
46%
ROE50.3%9287
-39%
50%
ROIC4.0%2025
-13%
4%
Financial healthLeverage and liquidity
MetricValueUnivSect5-yr range
Debt / equity1.791610
0.9
2.7
Net debt / EBITDA6.0×82
Current ratio12.739899
Interest coverage1.4×1614
Per shareTTM, with year-over-year change
Revenue / share$11.97▲ +30%
EPS (diluted)$5.52▲ +4209%
FCF / share$2.84▲ +65%
Est. EPS growth (fwd)