SYFSynchrony FinancialFinancials
$71.44EarningsJul 21, 2026
1D1W1M3M1Y
Market cap$24.7BCompany infoRevenue$19.9B52-wk range$64 – $88IndustryFinancial - Credit ServicesWebsitesynchrony.comRelated
Market Beat
Perform
n/a
1 Year
n/a1 Month
n/a1 Week
n/a1 Day
Rank Durability
Persist
n/a
1 Year
n/a6 Month
n/a3 Month
n/aTrend Hold
Business Beat
Profit
n/a
Composite
n/aRevenue
n/aMargin
n/aCash Flow
Money Flow
Pressure
n/a
60 Day
n/a30 Day
n/a5 Day
n/a2 Day
+10.3% · 1YSPY
Weekly rank vs S&P 500 · 52wk
Not enough history to plot
ValuationHow the price is priced — vs cohort and vs its own past
MetricValueUnivSect5-yr range
P / E7.4×9792
4
9
P / S1.2×7779
1
2
P / FCF2.5×9996
2
4
EV / EBITDA4.2×9474
2
5
P / E (fwd)7.7×
ProfitabilityMargins and returns on capital
MetricValueUnivSect5-yr range
Gross margin61.1%7146
41%
84%
Operating margin22.9%7052
17%
49%
Net margin18.1%7455
13%
38%
ROE21.5%6974
17%
30%
ROIC10.6%5958
7%
16%
Financial healthLeverage and liquidity
MetricValueUnivSect5-yr range
Debt / equity1.003331
0.8
1.1
Net debt / EBITDA-0.8×8260
Current ratio
Interest coverage1.1×1532
Per shareTTM, with year-over-year change
Revenue / share$57.56▲ +2%
EPS (diluted)$9.67▲ +33%
FCF / share$28.42▲ +0%
Est. EPS growth (fwd)+13%